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It should be noted that this web site acts as an introducer to other companies. When purchasing insurance from these companies you should be aware that their own particular Key Facts document applies.

However on the occasion were Invest & Protect Ltd acts as your broker then following Key facts apply.


about our services


EasilyCovered.co.uk is a service
offered by Invest & Protect Ltd

45 Market Street
Wirral
Merseyside
CH47 2BQ

1. The Financial Services Authority (FSA)

The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

2. Whose products do we offer?

a
We offer products from a range of insurers for term insurance, critical illness, mortgage protection, health insurance, buildings and contents.
a
We only offer products from a limited number of insurers for accident, sickness and unemployment insurance. Ask us for a list of the insurers we offer insurance from.
 
We only offer products from a single insurer.


3. Which service will we provide you with?
 
We will advise and make a recommendation for you after we have assessed your needs.
a
You will not receive advice or a recommendation from us for term insurance, critical illness, mortgage protection, health insurance, buildings and contents and accident and sickness. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

 
4. What will you have to pay us for our services?
 
A fee
a
No fee for advising on and arranging term insurance, critical illness, mortgage protection, health insurance, buildings and contents and accident and sickness.

You will receive a key facts illustration when considering a particular mortgage which will tell you about any fees relating to it.

5. Who regulates us?

Invest & Protect Ltd, 45 Market Street, Wirral, Merseyside CH47 2BQ is authorised and regulated by the Financial Services Authority. Our FSA Register number is 439830

Our permitted business is advising on and arranging non-investment insurance contracts and mortgages

You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

6
. What to do if you have a complaint

If you wish to register a complaint, please contact us:

In writing: Write to Invest & Protect Ltd, 45 Market Street, Wirral, Merseyside CH47 2BQ

By phone: Telephone 0845 2255191

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Insurance

Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.

 

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