According to a Post Office survey:-
20% of travellers have no Travel Insurance at all.
42% of clients do not read the small print pertaining to their
travel insurance policy
60% of people travelling with insurance have taken their policy
out through the company that they booked their holiday with.
Startling statistics but true. The moral is -
20% of us definitely need to take out some cover.
100% need to read the policy wording now before we need to read
it later when it might just be too late.
As for the 60% who let apathy set in and take their cover out
with the travel agent, have you seen how much cheaper it can be
if you do it yourself? In some cases this can outweigh any
discount you actually get on the holiday for doing it with them,
so think on.
Hopefully none of the people reading this will ever have to
claim on their travel insurance but there are steps you can take
that can limit the chances of have to make a claim :-
1. Keep all your money save. Make sure you only have in cash
what is truly necessary keep the rest in travellers cheques.
Make sure that you keep a record of those in another place so if
you do lose them or have them stolen you will be able to replace
them easy enough.
2. Make sure that you have any necessary boosters and injections
for the country that you are visiting. If you are going to a
tropical country ensure that you do your health research way in
advance as some medication needs to start some time prior to
Additional health information is available here :-
3. If you are going to take trips such as hiking diving etc make
sure they are with a suitably qualified individual who knows the
area and any hazards that you might encounter.
4. If you are embarking on any trips ensure that you inform
someone else of your arrangements so if you go missing they will
be able to alert someone to your possible whereabouts.
5. Always check with the Foreign Office that the place that you
are travelling to is safe. Use the link below you will also find
other helpful hints and tips there:-
6. If you have a mobile phone make sure it is set up for
roaming. Ringing your mobile operator and asking them should be
able to answer that. Once it is make sure that it is fully
charged so if you need it in an emergency you will have it. On
that note make sure you have a copy of all the likely phone
numbers that you might need and familiarise yourself with the
local and international dialling codes both for the country of
your destination and the UK, you never know when you might need
7. Finally last but by no means least, after you have made sure
you have your travel insurance, have a great time and don't
forget to send us a postcard He! He!
So to obtain a travel insurance quote please click the "Quote me now" button below.